Educational calculator

Check your personal loan readiness in Bangladesh.

Review income, monthly obligations, employment, work history, documents, and repayment capacity before contacting a lender.

Check loan readiness → ← Back to home

This is an educational estimate, not a loan application or approval.

Personal loan checker

Enter your repayment profile

This page does not access your official CIB record or submit your information to a lender.

Your information

Use realistic broad details for an educational estimate.

Age

Monthly income (BDT)

Monthly debt obligations (BDT)

Employment or income type

Income stability or work history

General loan purpose

I can provide valid identification if requested. I can provide e-TIN or tax-related documents if required. I can provide salary, business, or professional income proof. I can provide recent bank statements if requested. To my knowledge, I do not have a serious unresolved overdue or default issue.

This tool does not make a lending decision.

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Your loan result will appear here.

Complete the form to calculate an estimate.

Your estimated result

Estimated loan readiness

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Estimated DBR —

Income profile —

Documents —

Suggested action —

Educational guidance —

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Before applying

Personal-loan preparation guidance

Prepare your documents and repayment plan before contacting a lender.

Common preparation items

Valid identification.
e-TIN or tax-related documentation where required.
Recent bank statements.
Salary certificate, payslip, or employer letter.
Trade license or professional documents for self-employed applicants.
Additional documents requested by the lender.

Ways to improve readiness

Keep monthly installments manageable.
Maintain stable and documented income.
Resolve overdue facilities before applying.
Keep documents complete and consistent.
Compare amount, tenure, fees, and repayment terms.